CHEF: The Best Way To Secure Children’s Education

Education is not expensive; ignorance is. The best way to secure your children’s education is to have a savings plan towards it and that is exactly what the parents who bought Cornerstone’s Children Education Fund (CHEF) did.

Mr. and Mrs. Olawoyin are a young couple; barely 5 years in marriage and in their late 30’s. Mr. Kola Olawoyin, Dupe’s husband, has a reasonable income through his burgeoning but small-scale business that can offer the family a means of livelihood but not their dream life.

Kola and his wife, who are expecting their first child in a few months, believe education is the best legacy parents can give their children. They however fear they may never be able to give their children the best education they so desire, given their meager income. Dupe is a junior civil servant in one of the local governments in Lagos State.

On a Tuesday morning, Dupe and her colleague engaged in a conversation about quality education for children and ways to fund it. In that short and casual conversation, Dupe learned from her colleague a sure way to achieve a Herculean task that had been giving her and her husband sleepless nights.

Her colleague and her husband had bought a policy from Cornerstone Insurance called Children Education Fund. Dupe learned that despite their low income, they can put some money aside in a savings plan monthly, quarterly, every 6 months, or once a year.

Meanwhile, as soon as Dupe arrived home, she informed her husband about the good news. They quickly logged on to Cornerstone Website and found the details of CHEF.

The couple wasted no time buying CHEF which offers the following benefits and more:

  • Policy can be surrendered after a minimum of one year in force, subject to policy terms and conditions.
  • Policy loan, subject to a maximum of 70% of the fund balance after a minimum of one year in force.
  • It can be tendered as collateral with any financial institution.
  • Attractive interest rate.
  • Annuity option at maturity.


Children’s education is one of the key roles of parents and every effort must be made to ensure it does not stall. Do not allow lack of money to deny your children the best and timely education.

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