It was a sunny Monday morning, and the Adeyemi household was buzzing.
Titi, 9, was dragging her new pink backpack behind her. Dami, her older brother, was checking his sneakers in the mirror for the fifth time. Their father, Mr. Adeyemi, had already beeped the car horn twice, and their mother was packing last-minute snacks.
It was resumption day. A new school year. New books, new teachers, and for the parents—new bills.
As they drove through the early morning traffic in Lagos, Mr. Adeyemi couldn’t help but glance at the sea of school buses, cars, and commuters jostling for space. A minor fender bender up ahead caused a delay, and he sighed. That moment triggered something: “What if something serious happened? Are we covered?”
That drive to school made him reflect on the things we often overlook; how fragile our daily routines are and how smart planning can keep our families safe, no matter what the school term brings.
Here’s how four simple insurance products from Cornerstone Insurance Plc can make all the difference for families like the Adeyemis, especially during the school season.
Children Education Fund: The Real MVP of Back-to-School Season
We all want the best education for our children, but school fees aren’t getting any cheaper. Add textbooks, uniforms, excursions, and unexpected levies, and you’ve got a mini storm each term.
Cornerstone’s Children Education Fund is the calm in that storm. It’s a smart savings and protection plan that ensures your child’s education continues, whether you’re around to pay for it or not. If anything happens to the parent or sponsor, the child’s tuition is still covered.
Mrs. Adeyemi, a school administrator herself, recently signed up for it after a close friend passed unexpectedly. “It just made sense,” she said. “It’s no longer just about saving; it’s about securing their future, come what may.”
With flexible plans and guaranteed payouts, Cornerstone makes it easy for any parent to lock down their child’s academic journey without stress.
Life Insurance: For When Life Happens
The ride home that day was less chaotic. The kids were quiet, tired but happy. Mr. Adeyemi glanced at them in the rearview mirror, then looked at his wife. “I think I’m going to sort out that life insurance plan this week,” he said. She smiled. “Good.”
Cornerstone’s Life Insurance plans are designed for people who understand the value of peace of mind. Whether you opt for Term Assurance and the Investment-Linked plan, the idea is simple: protect the ones you love from the financial impact of life’s uncertainties.
No one likes to think about death, but responsible parents plan for just in case. With a strong life insurance policy, your family is shielded from sudden financial burdens, and your dreams for them don’t end if something happens to you.
Motor Insurance: Because the School Run Is a Full-Time Sport
Between dodging okadas, potholes, and sudden brake lights, driving in Nigeria is not for the faint-hearted. Add school drop-offs and pick-ups to the mix, and your car works overtime.
Cornerstone’s Motor Insurance isn’t just a legal requirement; it’s your safety net. Whether you want Third Party or Comprehensive, we’ve got your ride covered.
With features like the two-day claims processing, vehicle tracking, and 24/7 support, you spend less time worrying about “what ifs” and more time enjoying those early morning karaoke sessions with the kids on your school run.
Travel Insurance: For Family Holidays and School Trips Abroad
Not every school trip is to the zoo. These days, many Nigerian schools organise international excursions to Ghana, Dubai, the UK giving students exposure beyond the classroom.
If your child is traveling for one of these or the whole family is planning a getaway during the next holiday break, Cornerstone’s Travel Insurance has you covered.
From medical emergencies to lost luggage or flight delays, the travel insurance plan ensures that your child (and you) is never stranded. The best part is, it’s affordable, flexible, and easy to set up, right from your phone.
Make This Term Count
As schools resume, we buy the books, pay the fees, prep the uniforms, and adjust our schedules, but often forget to insure the most important part of the journey: peace of mind.
Whether it’s saving for your child’s education, protecting your family’s future, covering that hardworking car, or planning for upcoming travel, Cornerstone Insurance Plc offers practical solutions tailored for today’s families.
Back to school shouldn’t mean back to stress. Insure smarter. Live better. Because when life happens, Cornerstone’s got you.
To learn more about our Cornerstone Insurance products, visit: cornerstone.com.ng | Call: 07086216957 or Email: brand@cornerstone.com.ng
