When it comes to buying travel insurance, myths create doubts in the minds of most travelers making them deem insurance policies unnecessary. Unfortunately, until something disastrous happens — like a flight cancellation or road accident — do people find the push to act. In this post, we look at four common misconceptions about travel insurance in Nigeria.
Myth 1: I Don’t Need Travel Insurance Because Nothing Bad Will Happen to Me
Fact: Let’s agree that nothing bad will happen to you, but have you thought about travel incidents you can’t control like flight delays, illness, road mishaps, lost baggage, and hospitalization? Truthfully, various conditions may throw a spanner in your well-planned trip. Some you can control, and others you can’t. Therefore, you need travel insurance to secure your trip from unavoidable incidents
Myth 2: If My Flight is Delayed, the Airline Will Cover Me
Fact: How do you know if the airline provides insurance cover for delayed flights? Of course, the Nigerian law mandates airlines to compensate passengers for local and international flights if delayed or cancelled. However, not all airlines pay compensation. What most airlines do is simply reschedule the halted flight and get you to your destination when available. But, with cornerstone insurance, you get compensation for delayed or cancelled flight.
Myth 3: I Can Always Buy a Travel Insurance Policy Later
Fact: Avoid stories that touch. Imagine you booked your tickets and accommodation for an induction and a few days before the event, the government announced a curfew. Automatically, the event gets postponed, and the trip is cancelled. This is where travel insurance comes to the rescue by providing cover for your initial paid expenses.
Myth 4: Travel Insurance is Difficult to Claim, and so Buying It is Useless
Fact: Making a claim for travel insurance is not as difficult as you think. Whether for trip cancellation, baggage loss, or accidental medical expenses, you can easily access your benefits from a trusted insurance company. Simply put a call across to the call center unit or visit the company’s website to follow the steps therein.
Why You Should Choose Cornerstone Travel Insurance?
Cornerstone Insurance is no doubt a trusted company with a reputation for paying claims on time. By choosing from our range of tailor-made local or international travel insurance products, you get a robust travel policy that fits your needs. All you need to do is simply select the plan you want and purchase it online.
Some benefits of our local travel insurance include:
- Cash sum compensation for accidental medical expenses incurred
- Cash sum compensation for loss or theft of checked-in baggage
- Cash sum compensation paid to the passenger’s next of kin in the unfortunate death of the passenger due to accident
- Cash sum compensation paid to the passenger’s next of kin for the transport of passenger’s mortal remains in the unfortunate death of the passenger due to accident.
To learn more about travel insurance,